From CEO Jack Coors

Now that Gov. Mike DeWine of Ohio has ordered that we “stay in place”, I thought another letter was appropriate to our employees and customers.
In these trying times, the bank will continue to operate. We are limiting staff at all of our locations, and we are actively answering the phones and responding to your requests. If you use our employees’ direct lines, they are still being answered. They are also still responding to emails and voicemails.

We have dispatched/distanced many of our employees to different offices and different branches. At our branches, employees have now been divided into A and B teams that work alternate schedules.

We will continue to offer uninterrupted service, as everyone is connected by computers. Our drive- thrus are open the normal hours while lobby traffic requires an appointment. We did temporarily close our Mt. Adams Branch as it does not have a drive-thru. We request that you consider using our Hyde Park Branch at 2739 Madison Road or our Main Office at 4125 Hamilton Ave.
We continue to encourage customers to access account information/complete many transactions by:

  • Calling our Anytime Line @ (513) 542-4444
  • Calling our main phone line @ (513) 542-7800
  • Calling your Branch/Bank Officer directly
  • Using our Online Banking @
  • Using our Mobile Banking/Mobile Deposit app
  • Using our Night Depositories at all Branches (Deposits left at Mt. Adams continue to be processed daily)
  • Using ATMs

If you need help signing up for any of these products, please just give us a call at (513) 542-7800.
Our bank has been serving Greater Cincinnati for more than 125 years and we will continue to serve you. We appreciate your cooperation and understanding.

Jack A. Coors
North Side Bank & Trust Co.

March 23, 2020

Beware of These COVID-19 Scams

Mar 31, 2020

Many scammers are taking this time during the COVID-19 pandemic to attempt fraud on the vulnerable and panicked. Educate yourself on these scams and warn your friends and family to avoid these phone calls and fake emails.

  • Fake IRS callers are claiming they need your bank information to deposit the stimulus funds. Do NOT give anyone any personal information if you do not know who you are speaking to. The IRS has never, and will never, call you asking for your account information. If you have accidentally given out information, call your bank immediately.
  • Be careful what links you click on. There is plenty of information overload right now. Fraudsters know this and will create fake accounts on popular social media sites or send you emails hoping you will click on a link to compromise your devices. Hover over links to know where it is taking you, or delete any emails from senders you don’t know. Stay up to date from trusted entities, such as the Center for Disease Control and Prevention (CDC) and World Health Organization (WHO).
  • Emails and online offers claiming to sell COVID-19 test kits. These are not real. There are no FDA-authorized home testing kits for the coronavirus right now.
  • Online offers claiming to sell hard to find household and cleaning products – If it seems too good to be true, then it just might be. Currently there are sellers price gauging or claiming to have an inventory of these hard to find cleaning supplies; be weary of this. Stores are restocking, if you can go to a trusted store.
  • Be weary of crowdfunding and donation sites. It’s a difficult time and we want to do what we can. Scammers have been known to create fake donation sites; so do your research on these charities. 

The New CARES Act and How it Impacts Your IRAs

April 2, 2020

On March 27, 2020 the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was signed into law. Here’s how it affects your Individual Retirement Account (IRA)

  1. Required Minimum Distributions (RMDs) for 2020 are not required. This includes all individuals who are age 70 ½ and over as well as Inherited IRA owners who are currently receiving RMDs.
  2. Distributions prior to age 59 ½  of up to $100,000 are exempt from the 10% early withdrawal penalty for IRA owners affected by the coronavirus*
  3. Distributions of up to $100,000 this year can be reported as income over 3 years for IRA owners affected by the coronavirus*

*IRA owners affected by the coronavirus include anyone who:

  • is diagnosed with a coronavirus (COVID-19 or SARS-CoV-2) illness
  • has a spouse or dependent diagnosed with a coronavirus illness
  • experiences adverse financial consequences as a result of a quarantine, furlough, lay-off, reduced working hours, business closure, lack of child care, or other factors determined by the IRS due to the coronavirus emergency.

Additionally, due to the 2019 federal tax filing deadline being extended to July 15, 2020, the deadline for making contributions for tax year 2019 to your Individual Retirement Account and/or Health Savings Account has been extended to July 15, 2020. Contact your local branch for more information.

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