Personal Deposits
Find the right account that fits your lifestyle and needs.
Personal Checking
Minimum to open: $50
Minimum balance required: $0
Maintenance fee: $0
NOW Consumer
Minimum to open: $100
Minimum balance required: $1000
Maintenance fee: $10 monthly, waived if minimum balance is met
Interest bearing: Yes
49 Gold
Minimum to open: $100
Minimum balance required: $2,500
Maintenance fee: $15 monthly, waived if minimum balance is met
Interest bearing: Yes
Must be 49 years or older to qualify.
Money Growth Account (MGA)
Minimum to open: $100
Minimum balance required: $2,500
Maintenance fee: $10 monthly, waived if minimum balance is met
Interest bearing: Yes
Limit of 6 debits per month.
Regular Savings
Minimum to open: $100
Minimum balance required: $150
Maintenance fee: $8 quarterly, waived if minimum balance is met
Interest bearing: Yes
Limit of 6 debits per month.
Minor Savings or Ohio Transfer to Minor Act (OTMA) Account
Minimum to open: $1
Minimum balance required: $0
Maintenance fee: $0
Interest bearing: Yes
Limit of 6 debits per month.
Time Deposits (formerly known as Certificates of Deposit)
Minimum to open: $500 for terms of one year or longer, $1,000 for terms less than one year
Minimum balance required: N/A
Maintenance fee: variable penalties on early withdrawals
Interest bearing: Yes
Concerned about FDIC coverage?
Consolidate your business accounts through one bank relationship with NSBT and still receive FDIC coverage past the $250,000 limit in CDARS (Certificate of Deposit Account Registry Service) and ICS (Insured Cash Sweeps) accounts. NSBT is a member of IntraFi’s Network (formerly Promontory Interfinancial Network) of banks, which enables you to work with one bank, maintain FDIC coverage and earn interest on your deposits. These products allow for multi-million dollar FDIC coverage.
Contact a bank representative to learn more!
North Side Bank & Trust Company’s routing number is 042000550.
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