Personal Loans

To request information about North Side Bank & Trust’s loan products, please fill out our Loan Information Request

Home Equity Line of Credit

Take advantage of the equity in your home to finance a new addition or simply to consolidate higher interest rate debt. Our Home Equity Line of Credit offers easy access to your money combined with great rates tied to the Prime Rate published in the Wall Street Journal. There could be a significant tax advantage as well.

Gears within our vault at NSBT

Gears within our vault at NSBT

Home Equity Term Loan

If you would like to use the equity in your home but wish to have the security of a fixed rate and the comfort of predictable payments, consider a Home Equity Term Loan.

Home Improvement Program (HIP) Loan

Hamilton County’s Home Improvement Program (HIP) is an initiative of the Hamilton County Commissioners and the Hamilton County Treasurer. The HIP loan allows homeowners in Hamilton County to borrow money to repair or remodel their homes with interest rates below the lowest rate a bank would typically offer. At the moment, North Side Bank & Trust is the ONLY bank in Hamilton County offering the HIP loan. Applicants must reside in Hamilton County, but inquire at any of our locations.

Installment Loans

There is no time like the present to reward yourself with the thrill of a new car, boat, or motorcycle. Why not take advantage of your good credit and make a new investment with us? We offer competitive rates and terms to meet your needs.

Loan Advantage

Never pay high overdraft fees again. Our Loan Advantage provides overdraft protection for your checking account using a Line of Credit.

Mortgage Loans

We have great rates and flexible terms on both fixed and adjustable rate loans. Whether you are purchasing your home or refinancing your current mortgage, several options are available.                                                                                                       

Construction Loans

If you plan to build your own home, we can finance each phase of the process. Our knowledgeable loan officers can lock in a great rate for either 6 or 9 months during the construction phase. After completion, we can easily switch you over to permanent financing with great terms.