Home Sweet Home

Get up to $10,000 in grant money to use toward closing costs and down payments!

Introducing the Welcome Home Program. As a member of the Federal Home Loan Bank of Cincinnati, North Side Bank & Trust can offer Welcome Home grants worth up to $10,000 which must be applied toward the buyer’s down payment and/or closing costs.

  • Up to $10,000.00 grant to fund closing costs and down payment assistance.
  • Designed to assist low-to moderate income buyers achieve home ownership.
  • Buyers must pay a minimum of $500.00 toward the purchase of the property.
  • Property must be used as a primary residence.
  • The buyer does not have to be a first-time home buyer to be eligible for the grant.


Apply now! Funds are offered on a ‘first-come, first-served’ basis!

*Subject to credit approval and Welcome Home Program eligibility requirements.

*Prequalification for July 6, 2023 starts now

**FHLB Cincinnati Program start date is July 6, 2023 until funds are no longer available

Contact Cheryl Geiger NMLS# 489106 or Kathy Thomas NMLS# 1323521 at (513)542-7800

North Side Bank & Trust Co. NMLS# 407678  / Member FDIC

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