Save for the Holidays

Save for the Holidays

The holidays are a great time to spend with friends and family, and show them you care with gifts. So how can you save throughout the year? Start planning at the beginning of the year! Set a budget and stick to it. Do NOT go into debt buying presents. This leaves a...
How to Save for Vacation

How to Save for Vacation

Whether it’s skiing in Colorado, seeing Big Ben, or bumming it at the beach, we have to find a way to come up with the funds for our travels. Below are some tips to help you get started: Set a budget! A good rule of thumb is to budget $150/person per day of the...
How to Establish or Rebuild Credit

How to Establish or Rebuild Credit

Your credit score is determined by 5 factors: payment history, debt amount, length of credit history, new credit, and your credit mix. The sooner you are able to start establishing credit is better. However, do not feel the need to charge every single purchase....
What You Should Know for Your First Mortgage

What You Should Know for Your First Mortgage

Applying for your first mortgage can be both exciting and intimidating. We’ve compiled what you should know when preparing to apply for your first mortgage. Educate yourself – Don’t go into the application process blindly. You do not need to be an...
How to Use Your Home Equity Wisely

How to Use Your Home Equity Wisely

Utilizing the equity in your home is a great way to start your next project or use the funds in the event of an emergency. Below we have some tips on how to use your home equity: Home improvements – If you have the disposable income, many experts advise to do...